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645 West Surf Street, Unit A4Chicago, IL 60657Price: $649,000

  • Price: $649,000
  • Est. Mortgage of $/month
  • 2 Days on Market
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$/month over payments
Federal 30-year interest rate: 6.43% last updated on Jul 2, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $649,000List Price
  • 2Bedrooms
  • 3Bathrooms
  • 1997Year Built

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Nestled on a quiet, tree-lined one-way stretch of Surf in prime southeast Lakeview, this beautifully updated duplex penthouse is an absolute gem. Filled with natural light, this distinctive 2-bedroom, 2.5-bath walk-up condo features newly refinished hardwood floors throughout, generous outdoor space, and a thoughtfully designed floor plan ideal for both entertaining and everyday living. The open-concept main level centers around a bright, modern kitchen with white cabinetry, granite countertops, stainless steel appliances, a large pantry, and an island with breakfast bar seating. There's also ample room for a full-size dining table, making the space as functional as it is inviting. The sunny living room is anchored by an inset fireplace flanked by beautiful custom built-ins, and opens seamlessly to a spacious private balcony overlooking the treetops. A rare main-level powder room adds both convenience and practicality for guests. Upstairs, you'll find two well-appointed bedrooms, including a welcoming primary suite with a spacious walk-in closet and an en-suite bathroom with a rare skylight. The second bedroom easily accommodates guests, a home office, or both. Both full bathrooms have been beautifully renovated with custom tile work and stylish cabinetry. Completing this unique home are central heat and AC, in-unit laundry, and a secure, dedicated garage parking space included in the price. Low assessments! All of this in an unbeatable Lakeview location, just moments from Lincoln Park, the lakefront and park, Belmont Harbor, Diversey driving range, Trader Joe's (just a block south) and an endless amount of wonderful restaurants and shops along Broadway, Clark and Diversey. Be sure to check out the 3D Matterport Walkthrough via the Virtual Tour link!

Property Details of 645 West Surf Street, Unit A4

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Listed by Brady Miller of Cadence Realty

Based on information submitted to MRED  as of July 8, 2026 . All data is obtained from various sources and has not been, and will not be, verified by broker or MRED.   All information should be independently reviewed and verified for accuracy.  Properties may or may not be listed by the office/agent presenting the information. NOTICE: Many homes contain recording devices, and buyers should be aware they may be recorded during a showing.

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